FinTech (Financial Technology): What is It and How to Use Technologies to Create Business Value in Fintech Way?

Leong, Kelvin and Sung, Anna (2018) FinTech (Financial Technology): What is It and How to Use Technologies to Create Business Value in Fintech Way? International Journal of Innovation, Management and Technology, 9 (2). pp. 74-78. ISSN 2010-0248

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Abstract

We define FinTech as a cross-disciplinary subject that combines Finance, Technology Management and Innovation Management. The definition had been presented to different audiences with different backgrounds, such as students and business professionals in various events, we found that the definition provides audiences better understanding on what is FinTech and its potential. Moreover, in order to discuss how FinTech would create value for businesses, we summarized various FinTech applications into four major categories: i) payment, ii) advisory service, iii) financing and iv) compliance. In addition, we also discuss what are the emerging technologies in FinTech and how they could possibility create business values. We believe that this study could serve as a reference for researchers, particularly from technology background, on how to identify and develop new Fintech solutions.

Item Type: Article
Divisions: Applied Science, Computing and Engineering
Depositing User: Hayley Dennis
Date Deposited: 12 Jun 2018 10:58
Last Modified: 12 Jun 2018 10:58
URI: http://glyndwr.repository.guildhe.ac.uk/id/eprint/17310

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